Payment service provider
You're probably wondering how to link your card to your ring – and which payment service providers are supported. Don't worry: We make it as easy as possible for you.
First, let's talk about the payment service providers that we support with CLUB MONEE.
This way, you'll immediately know if your favorite card is compatible with your ring.
Fidesmo
Who or what is Fidesmo?
Fidesmo is our technology partner, enabling the secure connection between your Monee Ring and your bank card.
We use Fidesmo to activate your ring and link it to your desired bank card – simply, quickly, and reliably.
Additionally, Fidesmo also offers the option to directly link selected partner banks to your Monee Ring. An overview of supported banks can be found via the following link.
If your bank is not listed – no problem: with Curve, we always find a solution.
Curve
Who or what is Curve?
Curve is an innovative payment service that allows you to easily bundle multiple bank cards (VISA or Mastercard) into a single app. Instead of being tied to the compatibility of individual banks, you link your preferred card directly to Curve – regardless of which bank you are with.
The great advantage: Curve acts as a smart interface between your bank and your MONEE Ring. After adding your card to the Curve app, you can then link it to your ring via Fidesmo.
This makes your MONEE Ring compatible with almost any card – flexible, straightforward, and perfect for your daily life.
Frequently Asked Questions?
Yes. When you connect a bank card to your CLUB MONEE Ring with Fidesmo Pay, a reference to the card is created – a reference with a different card number, which is called a token. This card number can only be used on your CLUB MONEE Ring – not online or elsewhere. This means that your CLUB MONEE Ring is protected against skimming, and even if the card number were to be leaked online (e.g., due to a data breach at one of the stores where you made a payment), it cannot be used anywhere else. The card number on the CLUB MONEE Ring is also cryptographically linked to this specific wearable, and the card number cannot be added to any other physical wearable that can be used for payment. In summary, CLUB MONEE Ring payments with Fidesmo Pay are very secure, even more secure than paying with a physical payment card, where the card number can be used both for in-store and online payments.
Yes, provided the terminal supports contactless payments with VISA or Mastercard. Just as you can pay with your bank card at any contactless terminal worldwide, you can also pay with your CLUB MONEE ring.
